buying a home
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Home Home improvement Home inspections Home life Home maintenance and repair House - Buying House - Selling
____ Be wary of inspectors recommended by real estate agents (representing the sellers)
____ Ask to see some of the company's old inspection results to see how thoroughly they inspect and document results
____ Is the house inspector covered by liability insurance
____ Determine the experience level of inspectors (and their company)
____ Determine the level of training of inspectors
____ Go with the inspector
____ Ensure the inspector does the following:
- Lifts rugs to check for water stains
- Checks wiring e.g., ability to run a large appliance (e.g., air conditioner) and other electrical equipment at same time
- Ensures bathtub(s), sinks, etc don't leak
- Checks water pressure
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RESIDENCE - Buying
Also see: MOVING, RESIDENCE - Choosing
____ Find a good inspector
____ Make arrangements for obtaining a mortgage loan - find out now how much you can qualify for
____ Review mortgage tips at mtgprofessor.com
To review homes for sale by owner:
After finding a residence you're interested in:
____ Have residence inspected by a home inspector
If the residence was built before 1978:
____ Have a thorough lead test of the residence conducted by a certified professional
____ Determine the risk of flood damage (check with your insurance agent, bank, town hall, etc.) - most homeowners underestimate the risk of flooding
After buying a residence:
If your residence is in a flood-prone area:
____ Consider obtaining flood insurance - most homeowner's insurance policies do not cover flood damage
____ Consider obtaining a sewer and drain rider on your insurance policy - to protect against flood damage, even if caused by local flooding
____ Obtain federal flood insurance
____ Consider federal flood mitigation insurance - to help with rebuilding to meet federal flood standards
____ Ensure your vehicles are protected against flood damage
For more house-buying tips:
____ Check out onthelevelinspections.com
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